Thomas helped me with my loan and explained every step and made it very simple he was very helpful and happy to help me get my loan as quick as possible I am very happy with his service and would highly recommend him.
James was amazing. He helped me along every stage of the process making my journey to getting my new car so simple and stress free. He took care of everything and with a credit history that is less than perfect I am over the moon to be given a second chance to buy my dream car. Thank you so much James, I couldn’t have done it without your professional service!!!
James B was absolutely amazing and such a pleasure to deal with! He kept me updated on the whole process and what I thought was going to be a headache turned out to be a breeze. I cannot recommend him enough – managing to get me in my dream car in such a short time! 10/10
Dealt with specifically by Logan and have had plenty of leverage for options obtaining car finance with my circumstances and has been clear about what I may or may not expect moving forward to achieve this.
I just want to say Reolan from yes loan has been a great help in getting the car that I like, I’m getting a car from a private seller.
Reolan has been helping me a lot from the first day I called him until I found my dream car the process went quicker than I thought, he even reply me on the weekend and kept me well informed.
It all depends on your income, the reason for the loan, expenses, and the amount you can comfortably repay. The maximum unsecured personal loan is $30,000 and the minimum is $4,000.
Our business loans start from $5000.
You must be at least 18 years old to apply for a loan from Yes Loans.
Yes, if you receive pre-approval on your loan it is valid for 30 days.
Our interest rate is fixed for the term of your loan, this means you will not see any interest rate rises.
Yes, at Yes Loans we have a number of financiers that will lend on an unsecured basis.
In most cases, there are no extra charges involved in making additional repayments. However, repaying your loan early may result in the incurring of additional fees, we recommend you read your credit contract to be sure of your requirements.
Yes! We strive to say yes more often. Our team is specially trained and on hand to assist you in getting access to the funds you need. Get in touch with us today and find out how we can help you.
Banks and other financiers will use a credit score to help determine whether they will lend you money. Your credit score is partly determined by your stability (how long you have been at your address and employment). Defaults, court writs and summons also have a negative impact on your rating. The number of enquiries you make will also impact your credit score. The more enquiries over 12 month period can lower your score.
Security and guarantors may be required for some loans, in the event that you default on the loan, the goods secured can be sold (secured loan) or the guarantor asked to pay it off (guarantor loan). For guarantor loans, we recommend the guarantor obtains prior independent legal advice to make sure they are aware of their rights and obligations.
Yes! You can apply for a vehicle loan if it is for business or commercial use. You can even apply for a low doc business loan.
Yes, and as part of our service to you, we will check to see if the car has been written off, stolen, or has money owing on it. All this at no charge to you.
Yes, subject to meeting lending criteria. At Yes Loans, we are experienced at helping people with previous bad credit.
Yes, we have low doc loans available to self-employed and contractors that have an ABN number.
Yes we could, but it will depend on a few things such as how long you have been with the employer for and if they will assist in writing a letter of ongoing employment. If you are unsure or want clarification on this please contact one of our brokers to discuss this in more detail.
A commercial loan is an arrangement between your business and a financial institution that is used to fund goods, plant, equipment or vehicles used for commercial purposes. We regularly provide finance solutions for:
Yes. It is a mandatory requirement to keep your vehicle comprehensively insured for the full period of the finance agreement. When you finance your car with Yes Loans, we’ll take the time to offer you competitive rates. What’s more, we ensure that your cover is comprehensive. Alternatively, you can shop around for car insurance from your insurance company.
Yes Loans offers insurance for sickness and accidents, your car, gap or shortfall insurance, warranties and loan protection. Our team is always on hand to explain our insurance in detail. Get in touch with them today for more.