Car Finance Options
We provide a range of car finance solutions
Most vehicles financed in Australia are through secured loans also known as consumer or personal secured loans.
Yes loans also provides a range of commercial or business loan options that enable you to maximise any deductions you may be entitled to.
Yes loans also provides a low doc product to ABN holders.
Types of car finance options
Consumer Loan
A consumer loan or secured personal loan is what most people think of when they think about a car loan. ( a non business related loan)
[click here to read more about a consumer loan]
Chattel Mortgage
A chattel mortgage is a loan for self employed people, contractors, large and small business to secure a loan against a vehicle or machinery plant and equipment.
The government and ASIC regulations state that the goods financed must be used for a minimum of 50% business use to qualify for a commercial or business loan.[click here to read more about a chattel mortgage]
CHP Commercial Hire Purchase
A commercial car hire purchase is a method of vehicle financing.
CHP essentially means that a finance company buys a vehicle for a customer and then in turn grants the client use and custody of the motor vehicle on a contractually stated payment plan
[click here to read more about CHP Commercial Hire Purchase]
Novated Leases
A novated lease is a popular type of vehicle lease for employers and employees. It provides an alternative arrangement to the standard company car, allowing the employee to take on the responsibility and control of the lease, and associated benefits, while the monthly rental payments are made by the employer out of pre-tax salary.
[click here to read more about Novated Leases]
Operating Lease
Yes Loans we can give you access to the best operating lease finance option in Australia. We can also offer all clients the lowest rates and we guarantee to beat any written quote from a car dealer, bank or finance broker.
[click here to read more about Novated Leases]
Creative Financing
Contact us now, we can help you to re-establish your credit rating. It's fast, easy, and your information is secure.
[click here to read more about Novated Leases]
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