Consumer Credit Insurance (CCI) provides cover for your repayments for certain events outside of your control during the life of the loan.

Under a loan agreement, there are regular payments that must be made a certain times. Failure to make payments can result in action from the financier against yourself or your family and may result in the loss of your vehicle.

Consumer Credit Insurance protects you from unexpected outcomes in the future and can be designed for you to include cover for Life Cover, Accident, Sickness or Involuntary Unemployment.

Benefits of Consumer Credit Insurance

In the event of involuntary unemployment, repayments are made on your loan up to a specified level. *

If you are unable to work due to accident or sickness, the policy covers repayments on the loan for a set period.*

Life cover enables payment of the entire balance of the loan under unexpected circusmatance*

Where to From here?

To arrange protection to cover you for the unexpected, please complete an online enquiry or call us.

How a Crash affects your Pocket

- Insurance premiums increase

- Insurance excess increases, who was at fault, blame, possible legal costs

- Stress, police, lawyers.

- Cost of repairs

- Decrease in value of your car. Most dealers can tell if your car has been in an accident no matter how well it has been repaired.

- Transport costs, hire car, public transport and inconvenience.

- The cost of purchasing a new car, Registration, insurance, stamp duty, dealer delivery and other taxes and on road costs.

- Change over cost from your damaged car to new car can be huge.

- Insurance products available to help minimize risk, gap or shortfall insurance, market or agreed value policies.

- Warranties.

- Financing after a crash or accident.

- Keep paying your payments to the Loans company or you will damage your credit rating as well.