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Truck Loans

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Equipment LoansThe newer the truck the better chance you have of getting a loan and making money.

The newer the truck the less chance that you will be paying out money on maintaining the truck and normally your operating expenses will be less.

A newer truck will normally have better fuel economy than an older truck.

Fuel economy can also be improved with balanced and a matching set of tyres.

A newer truck will also improve the drivers outlook and attitude.

 Don’t buy a truck that is inadequate for the job you need done.

Automatic transmission on long hauls can also help reduce driver fatigue.

The price of a used truck is lower than the price of a new one but that doesn’t mean it will cost less to run.
A new truck can cost more up-front but the operating costs are usually lower and easier to Loans.

What does Yes Loans have to offer?
Competitive Loans and insurance options, check your quote before you accept any other Loans. 

Business Loans, chattel mortgage, hire purchase or lease is available to business entities, companies, individuals with ABN, partnerships and corporations providing the goods are to be used predominantly for business use.
 
Can I get pre approved?
Yes. Getting pre- approval before you go looking for a new or used truck loan is a good idea as you know how much you have to spend and the age and size criteria that need to be met.

What are my chances of approval?
Finance companies take into account any trading history that you may be able to supply such as accountants figures, tax returns, bank statements and any work contracts that you may have.

They will also look at your credit history,level of deposit and cash in the bank.

Home ownership along with other real or tangible assets (like a business or rental property) will also help with an approval.

Stability is an important factor, how long you have been in your current residence and or job, hoe long you have had experience in your occupation if you are changing from employed to self employed.

 

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