What Documents Do I Need for a Loan?

You’ve found your dream car and it’s exactly what you want. Cool sound system, air con, the right colour, and most importantly, it fits your budget. But you will need car financing to buy it, and it all seems a bit daunting. Don’t let it be. At Yes Loans, we will guide you through the entire process, explaining everything in simple terms, and making what can seem like a complicated process, simple and as stress-free as possible.

As it turns out, it’s not that big of a deal to get financing for your vehicle. You just need a little guidance. We’ll explain exactly what documents are required to get your car loan and the dream car you’ve been drooling over for way too long.

What documents do you require?

To start the Pre-Approval process, which you can do here, all we require you to supply is your current drivers licence number and the state or country in which it was issued.

To proceed with the application process however, you will need to supply us with further identification including;

One form of primary photographic identification

• This includes a passport, current drivers licence, photographic proof of age card

One form of non-photographic identification

• This includes a Birth Certificate, Citizenship Certificate


One form of secondary identification

• This includes a recent utility/rates bill, or an Australian Tax Office assessment notice

Proof of income

• Your three most recent payslips, or a letter of employment

• If you are self-employed, your most recent tax return or financial statements

We will also require details of your fixed and variable expenses (eg. rent or mortgage) together with any other assets, investments or savings you have You may also be required to submit bank statements.

Yes Loans will advise you if you need to provide additional documentation to support your application for a car loan, which will depend on lenders requirements. You can apply for pre-approval online here. One of our experienced financial consultants will be in touch shortly to discuss your application.

Still looking for further information? Here’s 7 points to help you on your way with Yes Loans.

Loan Terms

You can pay back your loan over a period ranging from one to seven years subject to meeting credit approval criteria.

Fixed Interest rate

At Yes Loans, we offer a fixed interest rate so you know you will be paying the same amount during your entire repayment term.

Free quote

Contact us and let us provide you with an obligation-free quote. We have access to a panel of lenders and have a well-trained team of finance consultants. We know where to find the great deals, and negotiate with lenders on your behalf. We are committed to finding the right deal for you.

You may not need a deposit

Depending on the lenders criteria, you may not need a deposit which means you may be able to secure 100% financing for your vehicle.

Find out what it will cost you

Use our loan repayment calculator to work exactly how much you will need to pay a month or fortnight. Make sure this is well within your budget, don’t overstretch yourself.

Apply online

Why bother waiting in queues? If you have all the necessary documentation you can apply online, right here, it’s that easy.

Get pre-approval for your car loan

Do you have a budget in mind but haven’t found the right car yet? Apply for pre-approval now. With pre-approval, the moment you find the right car you are good to go! Please remember that any pre-approved loan is only valid for 30 days.

There you have it. From the comfort of your lounge or office you have just applied for car financing. Easy to do, no waiting in line, you’re almost ready to drive off in your new wheels.

When you deal with professionals, the complicated becomes simple and obstacles are replaced by solutions. Contact our experienced loan consultants and apply today for yours.

We say YES more often APPLY NOW

Our clients say
our clients say
  • "Thank you for all your help with processing the loan and keeping me up-to-date on the progress. We have utilised ‘Yes Loans’ twice and are completely amazed with the process and ease that you present to your customers. **It has been a delight dealing with yourself and ‘Yes Loans’ and will not hesitate to recommend your business to all that I come across. **It can be quite daunting at times applying for a loan and I can tell you that your customer service skills far outweigh any company I deal with on a day to day basis."

    Adam F - April, 2015
  • "I would like to thank you again for a relatively painless process in getting the funds sorted for us, working away makes such things difficult and usually means taking time off work to organize. I will recommend Yes Loans to all that want to listen, thanks again"

    Tony K
  • "Thank you very much for your help much appreciated"

    David S
  • "Thanks Chris for all your help. I haven't purchased a car for a while, let alone taken out a loan. Your clear, concise information made the whole process so much easier. What's more you cared! Each step of the way you checked in with me to make sure I understood where the process was at and that I was happy with how things were moving. I have worked in the retail and service industry for decades, so I understand what should happen during any transaction. Chris and Yes Loans tick all the boxes. "

    Dean H - June 2015
  • "on behalf of my wife Hazel and myself , I would like to thank you for all your help and good advice you gave us regarding the purchase of our new car , using your company “Yes Loans” for finance. Most people will be able to tell you of a bad experience relating to car finance but ours was totally the opposite. From start to finish we were made to feel very comfortable about the whole process, and able to understand all the facts and figures. It was a surprisingly pleasant experience and did not drag on for hours. Completing all the paper work on the initial visit made things even easier, and not having to return on multiple occasions was a bonus. I would have no hesitation in recommending you and your company to any of my family or friends should they require finance for their own purchase."

    Derek E - June, 2015
  • "Tony and all the staff at Yes Loans provided exceptional service, which led to me choosing their product over the competition. My circumstances were complicated with 2 sales falling over before the final one was made. Thanks to the keen attention to detail by Yes Loans staff, I was alerted to fraudulent activity by a seller, in time to call the deal off. Finally, Tony managed to achieve settlement in a short period of time and provide a very competitive interest rate for my dream vehicle. The communication I received from Tony and Colleagues was prompt and professional and I will not hesitate to refer them on to my family and friends."

    Gabriel - June 2015
  • 'Hi Darral I couldn't thank you enough for the whole process of sale. You went over and **beyond the call of duty** especially when we've both been playing phone tag with each other. Customer service is everything and from a previous sales and marketing manager background I could not fault you any where. I've always stuck to the rule of 10....1 person tells 10 people on there experience and those 10 people tell another 10 people and so on and so on. I'll highly recommend you to friends and family that are looking for vehicles in the future. Once again thank you. "

    Gavin J - July, 2015
  • "I picked the car up yesterday afternoon and I just wanted to say thank you so much for all the time and effort you put into helping us get it. The car is just awesome and that you put it through as a business vehicle so I can claim it come tax time makes you an absolute legend. Again, thank you very much."

  • "We have used Yes Loans now several times for our Car finance, this being our 4th transaction that they have helped us with and every time it has been such a pleasurable experience, **very easy and smooth transaction with no hassles and quick service. ** We definitely will be back again. Thanks to Daniel for such professional and fast service."

    Maria & Rob - June 2015
  • "Thank you so much, the car was exactly my dream car thank you."

  • "Thanks very much for your help in finding me a loan. I will indeed enjoy my car! I will be sure to recommend you to anyone who asks."

    Simon I
  • "Hello Steve, I’d Like to point out an exceptional employee you have working for you Nathan Hanna. From our first contact Nathan has conducted himself in a professional & highly proficient manner, I felt extremely confident with the service he provided and finding a solution to an issue with my vehicle being a grey import. Which many finance company’s don’t touch, Nathan found a financier which I’m very grateful. The whole experience has been a pleasure your company certainly raises the bar in customer service which you can’t get from other companies. Nathan is a real credit to your team. I will most definitely be recommending Nathan & your company to others."

    Mike B - Sept 2015
  • "Your service and support has been nothing but outstanding. We are so happy with our van, and we will spread the word around if we know anyone is after finance."

  • "A big thank you to Tony Williams at Yes Loans for the **great service in the last week making my dream of having a new car a reality.** Within one week of deciding to buy a new car Tony had the finance organised and I had my new car a week later. Very professional and efficient service from Yes loans. Thanks you very much. "

    Susanne De - July, 2015
  • "Thanks for all your help. You handled everything very efficiently and professionally. Made my life and part in all this very easy. Thanks again and all the best to you."

  • "The service provided by Yes Loans was better than any other loan institution or bank I have worked with. What they promised they delivered and it was done professionally and with a sense of urgency and customer service that few banks could match. I have been a long term customer of a bank and had numerous loans with them for houses, cars and home improvements for a period of fifteen years. Despite an excellent credit history, my last effort to get a small loan to re-finance a car took over two weeks to process. Then having approved the loan, the bank made my life difficult by asking for endless changes to paper work, pay slips and bank details because of the time they took to process the loan. In frustration, I rang Yes loans. Within 24 hours the process was all but complete. There was a minor issue with setting up a new account to handle the funds, but this was no problem. Daniel at Yes Loans patiently helped me out and made the process easy, so that the funds were able to arrive as soon as the new bank account was set up. I am grateful for the professional way in which my business was handled and have no hesitation in recommending Yes Loans to anyone in need of a loan." Thanks Grant for your feedback!

    Grant - Feb 2015
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