What Yes Loans Has to Offer

If you are looking for finance brokers in Perth who deal with everything from unsecured loans to Chattel Mortages, then look no further than Yes Loans. We are finance brokers based in Perth that are committed to our customers. We exceed expectations and find the very best rate for each individual.

What Type of Loans can Yes Loans organise?

  • Car loans,
  • Unsecured loans
  • Hire purchase,
  • Chattel mortgage,
  • Novated lease and
  • Leasing for cars, trucks, vans, boats, office equipment, machinery, tractors, equipment, caravans, motorcycles, business furniture, fittings, and much more.

Secured Personal Loans:

  • Minimum loan is $4,000
  • Motor vehicles, classic, prestige vehicles, trucks, caravans, and older trucks will be considered.
  • Private purchase, auction, dealer and Interstate purchases.
  • We have a range of secured and unsecured loans.

Yes Loans provides a wide range of insurance products for motor vehicles, trucks and boats, and a specialised loan service for people with bad credit, past or even current bankrupts, or just having difficulty getting a loan. We can also find competitive car and boat insurance.

Unsecured Personal Loans:

We have access to personal loans that start from $5,000. They could be suitable for holidays, debt consolidation, furniture, and for all general purpose use, even old cars & boats unsuitable for a car loan. You could get a loan term of up to 7 years. The interest rates offered with our unsecured personal loans are either fixed at a competitive rate or a variable interest rate allowing you to take advantage of possible interest rate drops.

Personal or business Loans

Business loans (hire purchase, chattel mortgage or lease) are available to both company & self employed individuals, providing the goods are to be used predominantly for business use, eg: more than 51% business usage. Business loans are usually at very competitive interest rates, and there are many structures available to maximise your budget or tax benefits.

How Long Does it Take to get Approved?

Usually just a few hours, however if your application is a little more complex it can take a few days, depending on the lender and if we receive all required documents.

Can I get my Loan Pre-approved Before Purchasing?

Yes, we specialise in pre-approvals. Getting a pre-approval before buying a vehicle is a good idea, this gives you the power to negotiate knowing that you already have the money.

What are my Chances of Approval?

Yes Loans will consider your whole situation and not just look at the bad things. We consider:
Do you own a home?
How much is your current income?
How long have you been employed at your current job?
How long have you lived at your current address?
Do you have a credit rating?
What is your net worth?
Are you a past or current bankrupt?
Do you have a guarantor?
Do you have a deposit or trade in?
What is your financial situation?
What is the loan reason?

Are The Interest Rates Competitive?

Yes Loans always try to find the most competitive interest rates. We often beat the banks and have deals approved when the banks are still trying to tell you when you can make an appointment subject to meeting the lenders credit criteria).The interest rate offered may vary depending on whether you are a high or low-risk borrower, so to get your best rate, contact us directly on 08 9472 3000.

Do you Help People with Bad Credit?

Yes Loans will always do our best to provide you with the loans even if you are a currently bankrupt. We help people that have defaults, part 9 or part 10 debt agreements, discharged or undischarged bankrupts.

When do I Make my First Repayment?

The first repayment will be due in 14 days (if fortnightly) or one month (if monthly) after settlement of a loan. Business loans applicants will have the first monthly repayment due a month after settlement. Repayments are deducted from your nominated bank account or paid by BPAY. Extra repayments of any amount can be made at any time by direct deposit, BPAY, cash or cheque where applicable (subject to the term of the loan).

If you are looking for finance in Perth, speak to the experienced team at Yes Loans or click the Apply Now button below.

We say YES more often!

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We say YES more often APPLY NOW

Our clients say
our clients say
  • "Thank you for all your help with processing the loan and keeping me up-to-date on the progress. We have utilised ‘Yes Loans’ twice and are completely amazed with the process and ease that you present to your customers. **It has been a delight dealing with yourself and ‘Yes Loans’ and will not hesitate to recommend your business to all that I come across. **It can be quite daunting at times applying for a loan and I can tell you that your customer service skills far outweigh any company I deal with on a day to day basis."

    Adam F - April, 2015
  • "I would like to thank you again for a relatively painless process in getting the funds sorted for us, working away makes such things difficult and usually means taking time off work to organize. I will recommend Yes Loans to all that want to listen, thanks again"

    Tony K
  • "Thank you very much for your help much appreciated"

    David S
  • "Thanks Chris for all your help. I haven't purchased a car for a while, let alone taken out a loan. Your clear, concise information made the whole process so much easier. What's more you cared! Each step of the way you checked in with me to make sure I understood where the process was at and that I was happy with how things were moving. I have worked in the retail and service industry for decades, so I understand what should happen during any transaction. Chris and Yes Loans tick all the boxes. "

    Dean H - June 2015
  • "on behalf of my wife Hazel and myself , I would like to thank you for all your help and good advice you gave us regarding the purchase of our new car , using your company “Yes Loans” for finance. Most people will be able to tell you of a bad experience relating to car finance but ours was totally the opposite. From start to finish we were made to feel very comfortable about the whole process, and able to understand all the facts and figures. It was a surprisingly pleasant experience and did not drag on for hours. Completing all the paper work on the initial visit made things even easier, and not having to return on multiple occasions was a bonus. I would have no hesitation in recommending you and your company to any of my family or friends should they require finance for their own purchase."

    Derek E - June, 2015
  • "Tony and all the staff at Yes Loans provided exceptional service, which led to me choosing their product over the competition. My circumstances were complicated with 2 sales falling over before the final one was made. Thanks to the keen attention to detail by Yes Loans staff, I was alerted to fraudulent activity by a seller, in time to call the deal off. Finally, Tony managed to achieve settlement in a short period of time and provide a very competitive interest rate for my dream vehicle. The communication I received from Tony and Colleagues was prompt and professional and I will not hesitate to refer them on to my family and friends."

    Gabriel - June 2015
  • 'Hi Darral I couldn't thank you enough for the whole process of sale. You went over and **beyond the call of duty** especially when we've both been playing phone tag with each other. Customer service is everything and from a previous sales and marketing manager background I could not fault you any where. I've always stuck to the rule of 10....1 person tells 10 people on there experience and those 10 people tell another 10 people and so on and so on. I'll highly recommend you to friends and family that are looking for vehicles in the future. Once again thank you. "

    Gavin J - July, 2015
  • "I picked the car up yesterday afternoon and I just wanted to say thank you so much for all the time and effort you put into helping us get it. The car is just awesome and that you put it through as a business vehicle so I can claim it come tax time makes you an absolute legend. Again, thank you very much."

    Lissa
  • "We have used Yes Loans now several times for our Car finance, this being our 4th transaction that they have helped us with and every time it has been such a pleasurable experience, **very easy and smooth transaction with no hassles and quick service. ** We definitely will be back again. Thanks to Daniel for such professional and fast service."

    Maria & Rob - June 2015
  • "Thank you so much, the car was exactly my dream car thank you."

    Melissa
  • "Thanks very much for your help in finding me a loan. I will indeed enjoy my car! I will be sure to recommend you to anyone who asks."

    Simon I
  • "Hello Steve, I’d Like to point out an exceptional employee you have working for you Nathan Hanna. From our first contact Nathan has conducted himself in a professional & highly proficient manner, I felt extremely confident with the service he provided and finding a solution to an issue with my vehicle being a grey import. Which many finance company’s don’t touch, Nathan found a financier which I’m very grateful. The whole experience has been a pleasure your company certainly raises the bar in customer service which you can’t get from other companies. Nathan is a real credit to your team. I will most definitely be recommending Nathan & your company to others."

    Mike B - Sept 2015
  • "Your service and support has been nothing but outstanding. We are so happy with our van, and we will spread the word around if we know anyone is after finance."

    Stuart
  • "A big thank you to Tony Williams at Yes Loans for the **great service in the last week making my dream of having a new car a reality.** Within one week of deciding to buy a new car Tony had the finance organised and I had my new car a week later. Very professional and efficient service from Yes loans. Thanks you very much. "

    Susanne De - July, 2015
  • "Thanks for all your help. You handled everything very efficiently and professionally. Made my life and part in all this very easy. Thanks again and all the best to you."

    Tony
  • "The service provided by Yes Loans was better than any other loan institution or bank I have worked with. What they promised they delivered and it was done professionally and with a sense of urgency and customer service that few banks could match. I have been a long term customer of a bank and had numerous loans with them for houses, cars and home improvements for a period of fifteen years. Despite an excellent credit history, my last effort to get a small loan to re-finance a car took over two weeks to process. Then having approved the loan, the bank made my life difficult by asking for endless changes to paper work, pay slips and bank details because of the time they took to process the loan. In frustration, I rang Yes loans. Within 24 hours the process was all but complete. There was a minor issue with setting up a new account to handle the funds, but this was no problem. Daniel at Yes Loans patiently helped me out and made the process easy, so that the funds were able to arrive as soon as the new bank account was set up. I am grateful for the professional way in which my business was handled and have no hesitation in recommending Yes Loans to anyone in need of a loan." Thanks Grant for your feedback!

    Grant - Feb 2015
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