What Yes Loans Has to Offer
If you are looking for finance brokers in Perth who deal with everything from unsecured loans to Chattel Mortages, then look no further than Yes Loans. We are finance brokers based in Perth that are committed to our customers. We exceed expectations and find the very best rate for each individual.
What Type of Loans can Yes Loans organise?
- Car loans,
- Unsecured loans
- Hire purchase,
- Chattel mortgage,
- Novated lease and
- Leasing for cars, trucks, vans, boats, office equipment, machinery, tractors, equipment, caravans, motorcycles, business furniture, fittings, and much more.
Secured Personal Loans:
- Minimum loan is $4,000
- Motor vehicles, classic, prestige vehicles, trucks, caravans, and older trucks will be considered.
- Private purchase, auction, dealer and Interstate purchases.
- We have a range of secured and unsecured loans.
Yes Loans provides a wide range of insurance products for motor vehicles, trucks and boats, and a specialised loan service for people with bad credit, past or even current bankrupts, or just having difficulty getting a loan. We can also find competitive car and boat insurance.
Unsecured Personal Loans:
We have access to personal loans that start from $5,000. They could be suitable for holidays, debt consolidation, furniture, and for all general purpose use, even old cars & boats unsuitable for a car loan. You could get a loan term of up to 7 years. The interest rates offered with our unsecured personal loans are either fixed at a competitive rate or a variable interest rate allowing you to take advantage of possible interest rate drops.
Personal or business Loans
Business loans (hire purchase, chattel mortgage or lease) are available to both company & self employed individuals, providing the goods are to be used predominantly for business use, eg: more than 51% business usage. Business loans are usually at very competitive interest rates, and there are many structures available to maximise your budget or tax benefits.
How Long Does it Take to get Approved?
Usually just a few hours, however if your application is a little more complex it can take a few days, depending on the lender and if we receive all required documents.
Can I get my Loan Pre-approved Before Purchasing?
Yes, we specialise in pre-approvals. Getting a pre-approval before buying a vehicle is a good idea, this gives you the power to negotiate knowing that you already have the money.
What are my Chances of Approval?
Yes Loans will consider your whole situation and not just look at the bad things. We consider:
Do you own a home?
How much is your current income?
How long have you been employed at your current job?
How long have you lived at your current address?
Do you have a credit rating?
What is your net worth?
Are you a past or current bankrupt?
Do you have a guarantor?
Do you have a deposit or trade in?
What is your financial situation?
What is the loan reason?
Are The Interest Rates Competitive?
Yes Loans always try to find the most competitive interest rates. We often beat the banks and have deals approved when the banks are still trying to tell you when you can make an appointment subject to meeting the lenders credit criteria).The interest rate offered may vary depending on whether you are a high or low-risk borrower, so to get your best rate, contact us directly on 08 9472 3000.
Do you Help People with Bad Credit?
Yes Loans will always do our best to provide you with the loans even if you are a currently bankrupt. We help people that have defaults, part 9 or part 10 debt agreements, discharged or undischarged bankrupts.
When do I Make my First Repayment?
The first repayment will be due in 14 days (if fortnightly) or one month (if monthly) after settlement of a loan. Business loans applicants will have the first monthly repayment due a month after settlement. Repayments are deducted from your nominated bank account or paid by BPAY. Extra repayments of any amount can be made at any time by direct deposit, BPAY, cash or cheque where applicable (subject to the term of the loan).
If you are looking for finance in Perth, speak to the experienced team at Yes Loans or click the Apply Now button below.