“Goran was an absolute legend and went above and beyond to help me get the car of my dreams. Cheers mate”
“Goran at Yes Loans helped me gain finance for a vehicle when nobody else would. He was honest, efficient & made the process simple & quick. Would definitely send my family & friends his way if ever they need finance. My daughter loves her first car & Yes Loans helped make this possible”.
“Yes Loans is hassle free, competitive and Goran made the entire finance process very easy to follow. Thanks guys.”
“I would like to give a massive thank you to Goran Babac! Goran helped me and my partner through the process with quick replies whenever needed! The whole process was awesome and extremely easy. Through the whole time Goran was very polite and kind and made sure he helped us with anything and everything! Would definitely recommend yes loans if your looking for finance!!! 😊”
“Massive thanks to Reolan Naidoo for his exceptional work with helping me achieve my goals financially. Reolan made applying for a loan hassle free, and guided myself in the right direction. Even pointing out things that I wasn’t aware off to help me make better future financial decisions. I’d highly recommend Reolan from yes loans to anyone. Very professional, honest and straight to the point! Thanks mate.”
It all depends on your income, the reason for the loan, expenses, and the amount you can comfortably repay. The maximum unsecured personal loan is $30,000 and the minimum is $4,000.
Our business loans start from $5000.
You must be at least 18 years old to apply for a loan from Yes Loans.
Yes, if you receive pre-approval on your loan it is valid for 30 days.
Our interest rate is fixed for the term of your loan, this means you will not see any interest rate rises.
Yes, at Yes Loans we have a number of financiers that will lend on an unsecured basis.
In most cases, there are no extra charges involved in making additional repayments. However, repaying your loan early may result in the incurring of additional fees, we recommend you read your credit contract to be sure of your requirements.
Yes! We strive to say yes more often. Our team is specially trained and on hand to assist you in getting access to the funds you need. Get in touch with us today and find out how we can help you.
Banks and other financiers will use a credit score to help determine whether they will lend you money. Your credit score is partly determined by your stability (how long you have been at your address and employment). Defaults, court writs and summons also have a negative impact on your rating. The number of enquiries you make will also impact your credit score. The more enquiries over 12 month period can lower your score.
Security and guarantors may be required for some loans, in the event that you default on the loan, the goods secured can be sold (secured loan) or the guarantor asked to pay it off (guarantor loan). For guarantor loans, we recommend the guarantor obtains prior independent legal advice to make sure they are aware of their rights and obligations.
Yes! You can apply for a vehicle loan if it is for business or commercial use. You can even apply for a low doc business loan.
Yes, and as part of our service to you, we will check to see if the car has been written off, stolen, or has money owing on it. All this at no charge to you.
Yes, subject to meeting lending criteria. At Yes Loans, we are experienced at helping people with previous bad credit.
Yes, we have low doc loans available to self-employed and contractors that have an ABN number.
A commercial loan is an arrangement between your business and a financial institution that is used to fund goods, plant, equipment or vehicles used for commercial purposes. We regularly provide finance solutions for:
Yes. It is a mandatory requirement to keep your vehicle comprehensively insured for the full period of the finance agreement. When you finance your car with Yes Loans, we’ll take the time to offer you competitive rates. What’s more, we ensure that your cover is comprehensive. Alternatively, you can shop around for car insurance from your insurance company.
Yes Loans offers insurance for sickness and accidents, your car, gap or shortfall insurance, warranties and loan protection. Our team is always on hand to explain our insurance in detail. Get in touch with them today for more.
An excess is an agreed amount of money that you are liable to pay in the event of a car insurance claim being settled.