Mechanical Breakdown Insurance
Car insurance breakdown cover
If you own a car, then you know the importance of car insurance. Mechanical breakdown insurance protects you and your car in the case of a mechanical fault or breakdown. This cover applies to new and used vehicles, providing you with peace of mind. Contact Yes Loans now for affordable cover.
- Peace of mind that most repairs are covered, depending on your policy
- Extra services such as towing and rental car may be included
- Billing disputes are handled directly by the insurance company
- Older cars that need more repairs are covered, as well as newer cars just out of warranty
our premium, which you can pay monthly or upfront, is calculated based on the term of the coverage, the condition and quality of your car, whether it’s new or used, and the miles you’ve logged.
How do I apply for mechanical breakdown insurance?
All you need is to decide how long you want your car covered and which services of the car mechanical insurance are applicable to you. If you are concerned about a specific part of your car, say your brakes, then you can purchase limited mechanical repair insurance for this. However, we recommend that you consider full coverage because predicting what could go wrong is risky and could cost you more money.
Minimum coverage typically includes work on the following:
- Engine parts
- Electrical components
If you prefer a more comprehensive plan, you can choose one that covers issues with steering, air conditioning, and your fuel system.
In addition to repair bills, mechanical breakdown insurance also typically pays for:
- Towing (policies vary on the towing distance)
- Rental car coverage
- 24-hour roadside assistance
- Lock-out service
Why consider Yes Loans
At Yes Loans, your premiums are based on the car you drive and the policy you choose not your credit or driving record and other personal characteristics. The mechanical repair insurance covers all types of cars, new or old. If you drive an expensive car with complex mechanical systems and special features, you could face costly repair charges should your car encounter any mechanical trouble.
It is important that you consider the Product Disclosure Document from the product Issuer to ensure the policy is right for you.
We’re dedicated to providing a fast and efficient service and we won’t waste your time. If you need finance or insurance for a new or used vehicle, choose someone local in Perth like Yes Loans, because we say YES more often.
Contact us now and a friendly consultant will help you.