Car Loans
On This Page
- Why Choose Us
- Fixed Interest Rates
- Loan Calculator
- FAQs
- Reviews
- Financial Resources
Getting a Personalised Car Loan
If you’re a family of four or more needing a spacious SUV, a single person wanting a hot hatchback, or a business owner needing a start-up fleet of tough pickups, owning a vehicle in Perth is an absolute necessity. Being able to afford one outright however, is a completely different story. You may need a car loan for your transport needs, and Yes Loans can help.
At Yes Loans, we understand that having your own reliable, affordable, and comfortable mode of transport is essential to you, your family and your business. We are dedicated to helping you get it and proudly have access to secured car loans for both new and used vehicles.
You can make an application with Yes Loans in less than 10 minutes. Simply fill out the form on the right to get started.
Not sure what you need? Check out our blog: Secured vs.Unsecured Auto Loan: What’s Right for You?
Get Your Personalised Rate
"*" indicates required fields
Why Choose Yes Loans
At Yes Loans, we treat our customers the best way we can. We want you to be aware of everything that goes on in the personal loan process so nothing will come as a surprise later on. Our car finance brokers in Perth are not here to sell to you, they are committed to getting you the best finance options.
Tailored finance and flexible loan repayment terms to suit you.
Dedicated personal loan brokers that will make you their priority.
We act fast for quick online loan acceptance and approval.
Simple, hassle-free, transparent personal loan application process.
Get the Best Car Finance Deals
Say YES to Yes Loans today. Call us on 08 9472 3000 and meet your Financial Broker now.
We have helped thousands of Australians like you get personal loans when they needed it the most.
3 Steps for Fast Finance
Apply online in minutes
We match you to the right lender
Get your finance fast
"*" indicates required fields
Yes Loans Offers Competitive Car Loan Rates In Perth
Your Yes Loans’ car finance broker will work with you to understand your individual, family, or business needs, as well as your specific budget abilities. We are not a bank we are a car finance broker who helps match you with automotive finance offers with low-interest rates.
Your broker will work with you to determine your optimum budget and available expenditure, taking into account all the expenses needed when buying a new or used car such as petrol, maintenance, licensing and insurance cover.
What do you need to get a loan for a car?
What are prior finance problem car loans?
Frequently Asked Questions
Can I get a car loan for personal or business use?
If you are getting a personal car loan Yes Loans has low-interest car finance options for new and used cars. We respond to car applications within 24 hours and have flexible finance options for you. We help get you into the car you want sooner with our easy to use online application form.
If you are instead getting a business car loan you can do this through your business entity. When you finance your business vehicles with Yes Loans we will help you keep your bottom line down and all associated car finance costs attributed to the business car loan. This makes it easy for you to get what you need in one finance application.
Whatever the need for car finance Yes Loans has the loan for you. Our car loan interest rates are competitive, we have quick turnaround on finance applications and a team of very experienced brokers who specialise in car loans.
Do I need to pay a deposit for a Yes Loans car loan, and how is that determined?
Yes Loans can help arrange both deposit and no-deposit car loans. There are some lenders in Australia that offer no-deposit loans, meaning you can finance 100% of the purcahse price and get approved without putting any money down.
Whether you need a deposit depends on the lender’s policy and factors such as your income, credit history, and the value of the car you’re financing.
There are many benefits to having a deposit for your loan, such as increasing your chances of approval, lowering repayments and potentially giving you access to better interest rates.
What is the minimum credit score to get a car loan in Australia?
There is no minimum credit score to get a car loan in Australia; however, lenders have different criteria you need to meet. At Yes Loans, we help clients with bad credit scores get car loans that suit their needs.
Will checking my rate or pre-approval with Yes Loans impact my credit score?
No, checking for pre-approval with Yes Loans will not impact your credit score. We can do a soft touch which will not put a hit on your file, and check on which lender will suit you best. Using a Yes Loans as a broker instead of shopping around can actually help protect your credit score while still allowing you compare finance options.
What car finance options are available if I’m self-employed, a freelancer, sole traders, or an ABN holder?
With Yes Loans, there are many options for car loans if you are self-employed, a freelancer, sole trader or ABN holder. If you meet the lender’s criteria, we can help you secure a loan to suit your circumstances.
Can I get a car loan in Perth if I receive Centrelink payments?
Yes, you can get a car loan if you receive Centrelink payments, as long as you are earning enough and meet the lender’s requirements. You will need to submit an application with us, and from there, we will assess your situation to find a lender that suits your needs.
Can I pay off my Yes Loans car loan early without penalty fees?
Yes, paying off your Yes Loans car loan early without penalty is possible. Lenders have different rules around this, but most don’t charge penalties for early repayments.
How quickly can I get approval?
At Yes Loans we act fast for quick online loan acceptance and approval. In some cases we have been able to get car loan approval within 1 hour.
What documents do I need to apply for a car loan?
To apply for a car loan with Yes Loans, you will need a valid form of ID and your payslips.
Hear From Our Customers: We Offer the Best Car Finance Deals
Yes Loans
263 Albany Hwy, Victoria Park
-
Wonderful company to work with. Aidan (my Broker) was extremely good, worked day and night even on days off to answer questions, sort documents and give … More the best offer he could. Beyond grateful and wouldn't hesitate to work with them again in future.
-
I had an excellent experience from start to finish. Goren provided outstanding service and was professional, knowledgeable, and genuinely understanding … More throughout the entire process. He took time to explain everything clearly, provided full disclosure, and made sure I understood all of my options before making any decisions.
I highly recommend Goren, to anyone looking for someone who is trustworthy, reliable, and committed to delivering exceptional customer service. Thank you again for such a positive experience. -
This was our first time taking out a loan. Thank you to Trent for being so helpful and making the process easy for our family.
Get the Best Car Loan Rates
We say YES more often, and we are able to help you anywhere in Australia – and we are proud to say YES, for all the right reasons too.
Our Financial Partners
Car Finance Resources
Best car loans 2025: Getting a great deal at EOFY
The lead-up to the end of the financial year (EOFY) is the busiest time for car dealerships and the best
Car loan scams and how to protect yourself
Sometimes, when we take out a loan, we become so focused on the outcome (e.g. a beautiful new car) that
Understanding car loan terms and conditions
Taking out any kind of loan can be an intimidating experience, but a car loan could be one of the