Low Rate Personal Loans - Fast , Reliable and Easy
A pain-free path to unsecured personal loans
Experience has taught us what many personal loan providers have yet to learn – that keeping you in the loop and keeping the process simple makes for a far better experience. Personal loan applications with Yes Loans are fast and pain-free.
We take special care to listen to your personal finance needs, allowing us to process your personal loan applications hassle-free and efficiently. Each repayment you make goes towards repaying both the interest and the principal loan. We also have flexible repayments for up to seven years subject to meeting lenders criteria.
We understand that the ups of personal finance go hand in hand with occasional downs too. Yes Loans’ decisions are not entirely based on past experiences with banks or other personal loan companies. However, our focus will always be on the best way to say Yes with a sound solution to your financial needs. We not only say Yes more often than other personal loan providers but we say Yes for all the right reasons.
We say YES more often!
Our unsecured personal loans cater for a range of non-business purposes such as:
• Home improvements
• Travel and holidays
• Cosmetic surgery
• Consolidating existing debt
• Any other responsible reason
Why say Yes to Yes Loans’ personal loans?
• Flexible repayment terms of up to seven years
• Dedicated customer service to make you the priority
• Fast, efficient and transparent personal loan application process
• Low-rate personal loans to approved applicants
How much can I borrow?
It all depends on your income, the reason for the loan, expenses, and the amount you can comfortably repay. The maximum unsecured personal loan is $30,000 and the minimum is $4,000.
Can I make extra payments or repay my loan early?
In most cases there are no extra charges involved in making additional repayments or repaying your loan early, but we do recommend you read your credit contract to be sure. Depending on the agreement with the lender, you could make extra repayments.
Do I need to provide security or a guarantor?
Security and guarantors may be required for some loans, so in the event that you default on the loan the goods secured can be sold (secured loan) or the guarantor asked to pay it off (guarantor loan). For guarantor loans we recommend the guarantor obtains prior independent legal advice to make sure they are aware of their rights and obligations.
Personal Loan Calculator
Try out our online loan calculator to gain access to quick and easy estimates of the repayments for your personal loan application. As soon as you've chosen a loan amount, one of our experienced finance consultants will start working towards securing the right finance option for you.
Time is of the essence and we don’t believe in making you wait for your ideal life.
Call 08 9472 3000 for more information on how to secure your low rate personal loan today.